Monte Carlo Simulation Request Form

1. What is your current age?

2. Are you currently retired?
   YesNo

3. What is your current annual household gross income?

4. Estimate the average increase in your annual salary during the years of your employment? A common annual increase would be between 3% and 6%.%

5. Estimate the percent of your current annual household gross income you plan to contribute to retirement in years of employment. A typical annual contribution percentage would be between 5% and 15%.%

6. Most employees expect to retire at 67 years old. What age do you plan to retire?

7. The standard method of determining safe withdrawal rates during retirement is to take a percentage of your initial retirement portfolio, then adjust that dollar amount for inflation throughout your retirement. IFA also assumes that you will pay your taxes from those withdrawals, and that social security and other sources of income will be in addition to these withdrawals. We suggest 4.5% of your portfolio at retirement. Would you like to see what dollar withdrawals that would provide you?
   Yes
   No, I want % of my portfolio at retirement.
   No, I would like to specify my dollar withdrawal rate at retirement.
   Comments or questions
   
   

8. Most retirees plan to withdraw from their savings for 25 to 30 years from the date of their retirement. How many years do you plan to withdraw from your savings?
   
   Comments or questions
   

9. What is the current value of your retirement savings?
   

10. If you took the Risk Capacity Survey at ifa.com, what Index Portfolio did it recommend at the end of the survey? If you did not take the Risk Capacity Survey, enter 0.
    

11. IFA needs to estimate the expected return and risk (standard deviation) of your Index Portfolio. Would you like IFA to use data beginning in 1928, which includes the Great Depression? If you choose no, IFA will make its estimates of risk and return based on the last 50 years, which does not include the Great Depression.
    YesNo
    Comments or questions
    

12. It is not realistic to assume investors will keep their investments at the same risk level throughout their investing lifetime. Therefore, IFA advises its clients to put their Index Portfolios on a Glide Path, which reduces the Index Portfolio by one number per year, which is a 1% reduction in the equity allocation per year. Would you like IFA to assume you are on the Glide Path?
    YesNo
    Comments or questions
    

13. What kind of investor are you?
    You invest in actively managed mutual funds without a passive advisor.
    You invest in index funds without a passive advisor.
    You invest in index funds with a passive advisor.
    Other. Please summarize your investment strategy in the comments box below: